Cookie Policy

Table of Contents

Luma Media Limited ("us", "we", or "our") understands that your privacy is important to you, and we are committed to being transparent about the technologies we use. This Cookie Policy (“Policy”) explains how and why Cookies ("Cookies") may be stored on and accessed from your device including when you use or visit any website or app that posts a link to this Policy collectively, our ("Sites"). All references to ‘our’, ‘us’, ‘we’ or ‘Company’ within this Cookie Policy are deemed to refer to Luma Media Limited (a private limited Company with registration number 11174385). We respect the privacy of visitors using https://debthelpcompare.co.uk/.
Please read this Cookie Policy carefully before using our Site. This Cookie Policy should be read together with our Privacy Policy and our Terms of Use.

1. What are Cookies?

Cookies are simple, small text files that are stored on your device by a website’s server. Each Cookie is unique to your browser. Cookies are commonly used to record some aspect of your visit to a site, such as choices you've made or preferences you've set during your visit. You can find more general information about cookies at: www.aboutcookies.org or www.allaboutcookies.org.

You can find out about the different types of Cookies used on our Sites below. You should be aware that refusing some types of Cookies may impact your experience on our Site.

2. Why do we use Cookies?

We use both first party and third party Cookies to give you the best experience when you visit our Site. By using Cookies, this makes it easier to do several things, for example, applying for a certain product/service. This will mean a Cookie will remember the details, preventing repetition.

Cookies can also allow us to tailor the content of our website so we can show you services or adverts we think you may be interested in. These are also used for security and technical purposes.

  • Provide you with any information you may request from us;
  • Assist you in navigating across our Sites;
  • Analyse your use of our Sites;
  • Provide you with a personalised experience whilst using our Sites.

3. What type of Cookies do we use?

The Cookies that we use can be classified in the following categories:

  • First Party
  • Strictly Essential/Necessary
  • Analytical/Performance
  • Security
  • Advertising

3.1 First Party Cookies

These Cookies are created and stored by the Site, so when a consumer visits, it enhances consumer experience.

Cookie Name Domain Purpose Expiration Provider
c .lumatrk.com Regulates synchronization of user identification and exchange of user data between various ad services. 1 year Luma Media Ltd
trk .lumatrk.com Used to refer to related offers. 5 years Luma Media Ltd
siteState .lumatrk.com Preserves users' states across page requests. Session Luma Media Ltd

3.2 Strictly Necessary Cookies

Strictly necessary Cookies lets you move around the Site and use essential features. Without these Cookies, we cannot provide the requested services.

We also use strictly necessary Cookies to:

  • Identify you as being logged in to the website and to authenticate you;
  • make sure you connect to the right service on the website when we make any changes to the way it works;
  • for security purposes.
Cookie Name Domain Purpose Expiration Provider
siteState .taboola.com Maintains a record of the user’s US state for legal compliance purposes. 3 years Taboola
t_gid .taboola.com Maintains a record of the user’s US state for legal compliance purposes. 3 years Taboola

3.3 Analytical/Performance Cookies

These Cookies collect information about how users in general use the Site, for instance which pages users go to most often, and if they get error messages from web pages. These Cookies may provide website owners with statistical information about the website which can be used for performance measurement and improvement.

The information collected using these Cookies is aggregated and anonymous and cannot be used to identify an individual user.

Cookie Name Domain Purpose Expiration Provider
_ga .taboola.com Used to collect information about how visitors use our website and to distinguish users. 2 years Google
GA_Last_Browser__c .taboola.com Saves the user’s browser name. 2 years Taboola
GA_Number_of_Pages__c .taboola.com Counts the number of pageviews. 2 years Taboola
GA_Last_Operating_System__c .taboola.com Saves the user’s operating system. 2 years Taboola
GA_Count_Countries__c .taboola.com Counts the number of different countries a certain user was browsing from 2 years Taboola
GA_Last_Device_Category__c .taboola.com Saves the user’s device type (Mobile/Desktop). 2 years Taboola
GA_Last_Click_Medium__c .taboola.com Saves the user’s last traffic medium. 2 years Taboola
ufcStatus .taboola.com Describes if and when the user is exposed to certain marketing activities. 2 years Taboola
sb .facebook.com To improve friend suggestions. 2 years Facebook
dpr, wd .facebook.com For performance purposes. 1 week Facebook
_fpb .debthelpcompare.co.uk To store and track visits across websites. 3 months Facebook

3.4 Security Cookies

Cookies used for security authenticate users, prevent fraud, and protect users as they interact with a service.

Cookie Name Domain Purpose Expiration Provider
SIDDC, .google.com Used as a security measure to protect users data from unauthorised access. 1 year Google
SID, SSID, SAPISID .google.com Used by Google reCAPTCHA. These cookies use a unique identifier for tracking purposes. 2 years Google
HSID .google.com Contains encrypted entries of your Google account and the last login time to protect against attacks and data theft from form entries. 2 years Google
datr .facebook.com Helps Facebook identify suspicious login activity and keep users safe. 2 years Facebook

3.5 Advertising Cookies

These Cookies save some information from your browsing history in order to record your interests and your browsing path on our Site. We may use advertising and targeting cookies for retargeting, which enables our advertising partners to target advertising to you on other websites, based on your visit to our Site. Without these Cookies, online advertisements you encounter will be less relevant to you and your interests.

Cookie Name Domain Purpose Expiration Provider
APISID .google.com Personalisation of the ads in Google properties. 2 years Google
__Secure-3PSID,__Secure-1PSID, __Secure-3PAPISID, __Secure-1PSIDCC .google.com For targeting purposes to build a profile of the website visitor's interests in order to show relevant & personalised Google advertising. 2 years Google
1P_JAR .google.com This group sets a unique ID to remember your preferences and other information such as website statistics and track conversion rates. 1 month Google
OGPC .google.com To store user preferences and information while viewing Google mapped pages. 1 year Google
trd_cid, trd_pw, trd_first_visit, trd_vuid_l, t_gid .taboola.com Advertising purposes. 1 year Taboola
_uetvid .taboola.com Enables Microsoft to identify end user visits to the Taboola site. 1 year Microsoft Bing Ads

4. Managing Cookies

Cookies ensure consistency and performance efficiency on our Site. However, you can disable Cookies if you wish to do so.
To disable all Cookies, you must go to your browser settings and remove all browser data. Please note, if you choose to do this, certain functions and services on the Site may not be available to you and this will also affect our ability to update the Site to cater for your preferences and improve the Site’s performance.

5. Contacting us

If you have any other questions or comments about our Cookie Policy, please contact us at:

Debt Help Compare
Data Protection
1st Floor Cloister House Riverside,
New Bailey Street,
Manchester,
M3 5FS